Privacy Policy

Introduction

At MCAF, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered merchant cash advance platform. Please read this policy carefully.

Information We Collect

We collect information that you provide directly to us, including:

• Business information (name, EIN, address, industry)
• Financial information (bank statements, tax returns, revenue data)
• Personal information (owner names, SSN, contact details)
• Identity verification documents (driver's license, business licenses)
• Information about existing loans or advances

How We Use Your Information

We use the collected information for:

• Processing and evaluating funding applications using our AI algorithms
• Verifying your identity and preventing fraud
• Communicating with you about your application and offers
• Improving our AI models and platform services
• Complying with legal and regulatory requirements
• Providing customer support and responding to inquiries

AI and Data Processing

Our AI-powered underwriting system analyzes your business and financial data to provide fast, accurate funding decisions. All data processing is conducted securely, and our AI models are designed to make fair, unbiased decisions based solely on objective business metrics.

Data Security

We implement industry-standard security measures to protect your information, including encryption, secure servers, and regular security audits. All financial documents and sensitive information are encrypted both in transit and at rest.

Information Sharing

We may share your information with:

• Funding partners and financial institutions for application processing
• ISO partners who referred your application
• Service providers who assist in platform operations
• Legal authorities when required by law

Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to legal requirements)
• Opt-out of marketing communications
• Lodge a complaint with relevant data protection authorities

Data Retention

We retain your information for as long as necessary to provide our services and comply with legal obligations. Application data is typically retained for 7 years in accordance with financial industry standards.

Contact Us

If you have questions about this Privacy Policy or how we handle your information, please contact us at privacy@mcaf.com or call 1-800-MCAF-FUND.